Your Trusted Partner
In Property Insurance
The right insurance is key to building a successful property portfolio, and this is why Coversure BYB Group is proud to partner with Touchstone Education, offering WA members insurance solutions tailored to property investment needs.
Since 2001, the husband-and-wife team, Mel and Tony Richards, have built Coversure BYB Group into a nationwide insurance provider.
The team understand the unique insurance needs of property investors, and are here to help you navigate the complexities of coverage.
Insurance can be sourced for:
- Commercial Property
- Property and Deal Sourcing
- Serviced Accommodation
- Buy-to-Let
- Rent-to-Rent
- Unoccupied Property
- Landlord Rent Guarantee
- Property Renovation
More Than Just Insurance
Do you need help assessing rebuild costs or managing the risk of under-insurance?
Whether you’re looking for independent advice or a property insurance quote, the team are here to help.
Whatever your requirements, Coversure is committed to helping you find the property protection you need. If you would like some independent advice or a property or business insurance quote, please call us on 0800 3081 133 or email touchstone@coversure.co.uk.
Why choose Coversure BYB Group?
- Trusted by Touchstone Education - Supporting property investors through expert guidance
- Access to Leading Insurers - Including Aviva, LV, and Royal Sun Alliance
- Personalised Service - Available via phone, online, or in person
- Independent Advice - Prioritising your needs to find the right cover
- Business Understanding:The team take the time to learn about your needs.
- Comprehensive and Tailored Support:Support with rebuilding cost assessments and under-insurance concerns. Listening to your requirements and understanding your business.
Opening Hours
Monday 9am–5pm
Tuesday 9am–5pm
Wednesday 9am–5pm
Thursday 9am–5pm
Friday 9am–5pm
FAQ About Coversure
Getting the right insurance can be time-consuming, especially when you’re looking to insure your property, business, or a fleet of vehicles. To simplify things, here are some answers to our most frequently asked insurance questions. We hope they will be of use, but if you’d like some personalised help, please contact Coversure.
Property Investors FAQ
Options include landlord insurance, commercial property insurance, rent guarantee insurance, property and deal sourcing, vacant property insurance, and portfolio insurance.
Yes, portfolio insurance allows investors to cover multiple properties under a single plan. Investment plans and your property portfolio may change over time, which is why the team at Coversure BYB Group can work with you throughout your property journey to source the insurance that’s right for you.
Coversure BYB Group can source insurance solutions to suit your specific needs, offering coverage in key areas:
Asset Protection – Comprehensive coverage for buildings and contents to safeguard against various risks, ensuring quick repairs and operational continuity.
Business Risk Management – Coverage for loss of rent and service charges to help mitigate income loss due to property damage. For residential properties, alternative accommodation costs can be included to support tenants displaced by uninhabitable premises.
Legal Liability Coverage – Property owners’ liability to cover damages where you are legally responsible. Additional options include Employers Liability and Directors & Officers insurance for enhanced protection.
Operational Responsibilities – Compliance with lease covenants through insurance, inspections, and maintenance of essential equipment such as lifts and air conditioning systems.
Unoccupied Property FAQ
It protects against vandalism, theft, and damage when a property is unoccupied, even for a longer-term. It’s essential that you inform your broker or insurer of any vacant periods so that your investment is protected.
Invariably, there are conditions, the most common ones being:
Some insurers will insist on regular visits to the building. These don’t have to be made by the owner; it just needs to be frequently inspected
Insurers will almost certainly want you to remove any valuables from the premises
What condition is the building in? If it is not secure – e.g., with broken windows or missing doors – it’s unlikely you’ll find cover
If it’s vacant during winter, insurers may ask that the heating be left on to reduce the risk of burst pipes or may agree to the draining of the system
Rent Guarantee FAQ
Landlord insurance usually only covers loss of rent following a claim under the primary policy. However, if your tenants stop paying their rent, then your landlord’s insurance will not cover this
You can start a quote by clicking here or contacting Coversure BYB Group. They’ll assess your needs and give you the benefit of their independent advice before searching their markets to build you a package of protection that suits your needs and budget
