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Recovery and Transportation Vehicle
Insurance
Independent service from your recovery and transportation insurance specialists
Need a recovery vehicle insurance quote? Let the independent specialists a Coversure Cannock compare their markets to find you quality road risk motor insurance protection.
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We're here to help
Contact us to get your Recovery and Transportation Vehicle insurance quote
What Is Recovery and Transportation?
Recovery & Transportation is a specialist form of motor trade insurance designed for businesses and individuals involved in roadside recovery and vehicle transportation. It can provide cover for recovery trucks and transporters used to collect broken-down or damaged vehicles or the movement of other people’s vehicles for a fee. If your business involves towing, lifting or transporting other people’s vehicles, standard motor insurance isn’t enough, you need dedicated Motor Trade Insurance tailored to your operations.
Coversure Cannock has helped numerous recovery and transportation professionals get quality protection. Thanks to their extensive network of insurer relationships, they can tailor cover to suit your needs. They’ll be happy to give you the help you need to keep your business safe.
Cover and Exclusions
The team at Coversure Cannock will take the time to talk to you so they can understand your exact needs before finding a policy that protects what matters to you.
What Type of insurance do you need?
- Motor Trade Road Risks
Protects you while driving vehicles in connection with your business, which could include third-party, fire & theft, or comprehensive covers. - Goods in Transit (Vehicles)
Covers vehicles being transported on your truck in the event of damage or theft during transit. - Public & Employers’ Liability
Protection against claims made by the public or your employees for injury or damage. - Motor Trade Combined Policies
Ideal for businesses with premises (e.g., workshops, valeting bays, small forecourts), combining road risk, tools/equipment, recovery operations, and more. - Fleet Insurance
For businesses operating multiple recovery or transport vehicles. Flexible cover options, including mixed use.
As with any insurance policy, there may be conditions, exclusions and warranties which apply; we will discuss this with you during the quotation process.
Who can get Recovery and Transportation Insurance?
- Start-ups and new recovery businesses
- Established recovery/transportation operators with a small fleet
- Vehicle transporters handling sales or auctions
- Motor traders with both recovery and transport activity
Why choose us?
- Specialist Knowledge
Coversure Cannock’s’ founders Joanne and Jamie are both former underwriters with a combined 4 decades of experience in motor trade insurance, meaning they have a thorough understanding of the industry. - Consultative Approach
We’ll guide you through the process, offering advice and tailored recommendations every step of the way.
The best way to find out how much protection you need is to contact your local Coversure. They’ll be able to advise you as to what you need and create a package of Recovery and Transportation Vehicle cover for you.
Recovery and Transportation Vehicle Insurance FAQ
Recovery and Transportation Vehicle Insurance FAQ
Is the vehicle being recovered/transported also insured under this policy?
If the vehicle is being driven on the road and your motor trade policy includes cover for customer vehicles, then yes, you are covered. However, we strongly recommend having a dedicated ‘vehicles in transit’ policy to ensure appropriate coverage while the vehicle is being transported and not actively driven, as standard road cover may not apply in those circumstances.
Are tools and onboard equipment covered?
No
Can I get cover if I’m a new or part-time operator?
Yes, you can
Are there typically any vehicle restrictions (e.g., weight limits)?
Max 44 tonne, appropriate licences must be held. Cover can be sourced for people below aged 25, but premiums are typically higher and there may be limitations on the types of vehicles they can drive.
Do you do impound insurance?
No
Are your policies suitable for sites like Engenius and Book A Move?
Your policy can be made suitable for these companies.
