Tools
Insurance

Independent service from your local insurance specialists

Need a tools insurance quote? Let the independent specialists at your local Coversure compare their markets to find you quality tools for insurance protection. Your local Coversure office can tailor protection to your needs, so start your tools insurance quote today.

Tools
Insurance

Service comes first at Coversure, and as the following feefo testimonials show, we’re the team you can trust with your business

Average Customer Rating:

Independent service rating based on 1156 reviews

What Is Tools Insurance?

Tools insurance is a flexible policy designed to protect your tools against loss or damage. Whether you need protection for hand or power tools, your local Coversure can offer you a tools insurance quote to cover* the following:

Cover from £1,000 to £15,000 of tools
Cover for portable powered and non-powered handheld tools
Plant, tools, and equipment insurance for your own or hired in tools
Business equipment cover for laptops, mobiles, and electronic devices
Protection for accidental loss, theft, or damage
Cover for any stock you might have
Owned, loaned, leased, or hire-purchased tools

If you’d like to know more, please contact your local Coversure broker, and they’ll be happy to give you some independent advice and a tools insurance quote.

What Does Tools Insurance Cover?

Tools insurance through your local Coversure office is tailored to your needs, but a typical policy will include:

Tools and equipment cover from £1,000 to £15,000 or more, depending on your needs
Protection of your tools overnight, whether they are in your van, home, or place of business
EU cover should you do work in Europe
Tools in transit that protects your equipment while you are on the road

How Much Does Tools Insurance cost?

How much your policy will cost depends on factors such as:

The value of your tools
Where they are stored when not being used
Where you work
The kind of work you are doing

How To Save On Tools Insurance

The best ways to save on tools insurance are to use an independent broker such as your local Coversure, as they can do the shopping around for you and don’t make any claims. To avoid making claims, protect your equipment by:

Keeping your tools stored securely at night
Increasing the security of your van – extra locks and internal CCTV is a good idea
Marking your tools with your details using invisible/UV ink
Registering your tools’ serial numbers online. The police find recovering unregistered tools difficult, so registering them to a database can help should they be stolen

The best way to find out how much protection you need is to contact your local Coversure. They’ll be able to advise you as to what you need and create a package of Tools cover for you.

Tools Insurance FAQ

Tools insurance is a complex cover area, so to help you get the protection you need, here is Coversure’s personal tools insurance frequently asked questions. We hope they will be of help, but if you’d like some independent advice, contact your local Coversure office.

The tools of your trade, so everything from power tools and hand tools to hair straighteners and laptops

Most policies are limited to between £1,000-£15,000, but if you need more, then contact Coversure

No, they’ll be protected 24/7

Possibly. Some home insurance policies do cover tools, but most don’t

Yes, for accidental damage, your policy will pay for repairs

No, wear and tear isn’t usually covered

Typically, the following won’t be covered:

Breakdown
Explosion
Loss by disappearance, which is only discovered by a routine inventory or periodic stock-taking
If they are left unattended in open environments

Getting a quote is easy. Contact your local Coversure broker or start your tools insurance quote today

Need a Tools Insurance quote?

If you’d like a Tools Insurance quote from Coversure, please contact your local Coversure office or start your quote here. Our independent brokers will search their markets to find you the right policy at the right price to keep your business protected.

Business

Tradesman

Van

* Policy information is correct at the time of writing. Policy details, limits, and exclusions are subject to insurer’ changes. When taking out a policy, your local Coversure office will be able to advise you of the specifics of your cover.

We're here to help

Tools
Insurance

Independent service from your local insurance specialists

Tools
Insurance

Average Customer Rating:

Independent service rating based on 1156 reviews

What Is Tools Insurance?

What Does Tools Insurance Cover?

How Much Does Tools Insurance cost?

How To Save On Tools Insurance

Tools Insurance FAQ

Need a Tools Insurance quote?

Business

Tradesman

Van

Find the insurance that's right for you

What cover are you looking for?

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We're here to help