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Place of Worship
Insurance
Independent service from your local insurance specialists
Need a quote for Gurdwara or Hindu Temple Insurance? Let the independent specialists at Coversure review your individual requirements to provide the protection you need. Coversure Leamington Spa can offer you tailor-made protection, so start your quote today with experts in this field.
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About Coversure’s Gurdwara and Hindu Temple Insurance
Coversure’s specialist Gurdwara and Hindu Temple Insurance policies offer a range of benefits that protect the building, its contents and its users whether they are regular attendees, occasional visitors or contractors. A Gurdwara or Hindu Temple is a focal point of the community so having the right insurance protection in place is critical for providing ongoing services and facilities for everyone.
Coversure Leamington Spa has over 10 years’ experience of specialising in Gurdwara and Hindu Temple Insurance. Every premises is unique and is treated as such by our dedicated team who will take the time to understand your requirements and answer your questions.
With access to a range of insurers that have developed policies suitable for the risks associated with places of worship we are able to propose cover that is appropriate for your needs.
Who needs Gurdwara or Hindu Temple Insurance?
Coversure’s Gurdwara and Hindu Temple Insurance policy benefits could include:
- Buildings and contents cover to protect against flood, fire, theft and accidental damage.
- Employer’s Liability Insurance to cover any employees based at the premises.
- Public Liability Insurance to protect against individuals having an accident or having their property damaged while on your premises.
- Event Insurance that can protect organisers against Public Liability claims that may arise during the entire duration of an event. Cover is also available for cash in transit or cash kept in a safe on the premises overnight.
- Trustees insurance is designed to protect any associates of your organisation. This may include committee members, governors and directors.
- Professional indemnity insurance protects you against the compensation costs and legal fees your organisation is obliged to pay if you are accused of negligence and a claim is made against you.
- If your organisation or premises is using any type of equipment then regular checks should be carried out. Engineering Inspection Insurance is not a legal requirement but can reduce any risk of legal action offering you additional protection.
- Terrorism insurance that provides cover for extreme circumstances.
How much does place of worship insurance cost?
That will depend on several factors, including:
- Your claims history
- The size of the place of worship
- The value of the building and the assets within it
- The location of the place of worship
- Security measures in place
- Whether it’s at risk of flooding
- Its overall condition
The best way to find out how much protection you need is to contact Coversure Leamington Spa. They’ll be able to advise you as to what you need and create a package of Place of Worship cover for you.
Place of Worship Insurance FAQ
Places of worship insurance can be a complex area of cover, so to help you get the right insurance in place for your place of worship, here are the answers to some frequently asked questions that Coversure receive:
What are the benefits of Gurdwara and Hindu Temple Insurance?
Gurdwara Insurance
Coversure Leamington Spa specialises in Gurdwara Insurance that offers protection for a range of items found at the premises including The Guru Granth Sahib. Protecting the assets of the Gurdwara is essential for maintaining the functionality of the facilities on offer that ultimately gives you and your community peace of mind.
Hindu Temple Insurance
Hindu Temples represent an essential pillar for the entire community and having the appropriate insurance in place protects you, staff and all temple users.
Premises vary in terms of age, location and construction type so having insurance that can adapt to the individual requirements of each premises is imperative. By choosing Coversure you are dealing with a team that understand the niche complexities of Hindu Temples and the significance associated with each building.
What’s not included in place of worship insurance?
Most policies will not include cover for:
- Although rare, if a place of worship is unoccupied for 30 consecutive days or more – this wouldn’t typically be covered
- Poor maintenance or a lack of routine maintenance
- Damage caused by negligence
- Defective workmanship
- Wear and tear
What types of places of worship can be insured?
In essence, any place of worship can be insured but it’s important to identify all the individual aspects of a premises to ensure that it has adequate cover in place.
This is where speaking to a Coversure broker is a beneficial process to go through as they have the knowledge and experience associated with such premises and can ask questions that can help to get the right policy and level of cover required for your place of worship.
Who needs to take the place of worship insurance policy out?
The senior individual, committee or governing body of a group should take the policy out to protect the place of worship. It would be their details that are featured on any policy documentation.
Need a Place of Worship Insurance quote?
If you’d like a Place of Worship Insurance quote from Coversure, please contact your local Coversure office or start your quote here. Our independent brokers will search their markets to find you the right policy at the right price to keep your business protected.
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* Policy information is correct at the time of writing. Policy details, limits, and exclusions are subject to insurer’ changes. When taking out a policy, your local Coversure office will be able to advise you of the specifics of your cover.
