Curing Your Empty Property Headaches
Having an unoccupied property can be a headache. Between worrying about its security and finding an affordable unoccupied property insurance quote, having a house lying empty is a problem an owner can do without.
Now while we can’t magic you up a new tenant, find someone to house sit your home while you are away, push your inherited building through probate or get your builders to complete your renovations any faster, at Coversure we can find you affordable unoccupied property insurance for buildings in these circumstances.
To see how much Coversure can save you on unoccupied property insurance, just complete this short form and we will get back to you as soon as possible:
Like standard home insurance empty property protection comes with a range of options, including:
With Coversure’s unoccupied insurance, you can cancel the policy at any time should the building in question become occupied. This means you only have to pay for cover when you absolutely need it.
It may surprise you to know that if a building is left standing empty for any length of time – typically around 30 consecutive days or more – then your standard home or landlord insurance may no longer be valid.
The reasons for this are that when left vacant, the risks to a building from threats such as a fire, flood, burglary or storm damage rise significantly. Many insurance brokers struggle to offer comprehensive protection for properties such as these, but with Coversure’s unoccupied property cover you can get affordable, comprehensive protection that includes:
Invariably there are conditions associated with these policies and common ones include:
How long is a typical piece of string? How much you pay will depend on factors including:
As with any cover there are some things that (typically) won’t be covered:
There are times when buildings have to be left empty, and while this can be a worry there are some simple steps you can take to reduce the risks of anything happening. Here are some easy to follow tips that can reduce the risk of something happening while you are away:
With over 90 offices across the UK, great value protection is never too far away. With Coversure you get an award-winning combination of high-quality covers, supplied by some of the UK's largest insurers, and dedicated customer service supplied by a local, independent broker. With privileged access to insurers such as Aviva, Covea, RSA, with Coversure you can get the best from the best at a competitive premium. Little wonder then that over 97%* of our customers are either very satisfied or satisfied with our service.
*Ratings based on Coversure's 2016 Customer Survey.
Coversure's offices have years of experience in providing great value property insurance. So why not get in touch with your local Coversure office today. They will be more than happy to assist you with finding the cover you need for an affordable premium.