Liability insurance from Coversure is designed to protect your business against a variety of risks arising from modern business life. There are two main types of liability insurance cover; the first is Public Liability Insurance which covers you and your business against claims made by members of the public who have sustained injury to themselves or damage to their property as a result of your business's activities.
For example: if a visitor to your office injured themselves and it was deemed to be your fault, or if you damaged a third party's property in the course of a professional visit to their premises then you would need public liability insurance in place.
You may find that you are unable to do business with some organisations unless you can show that you hold public liability insurance to an appropriate level, often between £1m and £10m. There are also a few businesses – riding schools for example - where the holding of public liability insurance is a legal requirement.
Whatever your line of business, if you come into contact with members of the public as part of your daily business it makes real sense to take out Public Liability Insurance.
The second type of liability insurance is Employers' Liability Insurance. In the UK it is a legal requirement that every employer must insure their liability for disease or injury to their employees to the extent of at least £5 million.
Employers are legally obliged to provide a safe working environment and where they are deemed liable in failing to provide this, to provide financial support to employees who are injured or assaulted in the course of their work.
At Coversure we can offer you a range of liability insurance policies. We can offer quotations for combined or standalone liability cover. We can offer cover for many different occupations from tradesmen to manufacturers who export worldwide. To find out more, please contact your local Coversure office today.
To make getting the best liability insurance even easier, Coversure can offer you a range of flexible payment methods including cash, cheque, all major credit cards and various payments by instalment plans. If you'd like to know more about our flexible payment options for liability insurance cover, then please contact your local Coversure office by clicking here.
If you want our best price for your insurance or just want to make sure you have exactly the cover you need, it’s best to talk to your local Coversure office who will have access to the latest schemes and discounts.
Simply enter your postcode and find the contact details for your local office.