Great Cover for A Fare Premium

Taxi Insurance Through Coversure

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Taxi Insurance Through Coversure: Great Cover for A Fare Premium

As a taxi driver you need to spend your time chasing your next fare; not chasing after cheaper insurance quotes. So why not let Coversure do the shopping around for you? Over the years Coversure have provided thousands of cab and other professional drivers with affordable, high-quality taxi insurance quotes that have kept their cabs on the road for less.

Flexible, Affordable, High-Quality Cover

Whether you’re a private hire driver, a public hire driver, own a fleet, are an Uber driver or are looking for cover for your minibus or multi-purpose vehicle (MPV), we can help you get the protection you need. With our close relationships with many of the country’s leading insurers, we can scour our markets to find you a policy that suits your needs and your wallet.

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To see how much Coversure can save you on high-quality taxi insurance, just complete this short form and we will get back to you as soon as possible:

Taxi Insurance Coversure

Who Can Be Covered?

Say taxi insurance and it's easy to assume that it's just cabs that can be covered. Truth is, however, that a taxi policy can protect a wide range of professions and their vehicles:

  • Minicab drivers
  • Uber drivers
  • Minibus drivers
  • Hackney carriages
  • Private hire drivers

  • Public hire drivers
  • Chauffeurs
  • Euro cabs
  • MPVs (public & private)
  • Coach drivers

Taxi Insurance Through Coversure: Driving Down the Cost of Cover

Across the group we have helped thousands of professional drivers like you – cabbies, minibus owners and Uber drivers – get the protection they need at a price they can afford. Over the years we’ve gained a deep understanding of the challenges you face and we can tailor your policy to meet your needs.

For example, if you’ve 2 or more vehicles we’ll recommend you save time and money with fleet insurance, or if you’re just starting out, we can provide you with an introductory offer for new drivers.

What Types of Taxi Insurance are There?

Like most motor policies, taxi insurance comes in various forms with each offering a different level of cover. The most common types are:

  1. Third-party only - this is the minimum required by law and will only protect you for third-party liabilities – e.g. damage to another driver’s car in the event of an accident

  2. Third-party, fire and theft – this basically the same as third-party, but it also insures your taxi should it be stolen, damaged or lost in a fire

  3. Fully comprehensive – fully comprehensive will protect you should your vehicle be lost to fire, stolen and, in the event of an accident, it will pay for repairs to your vehicle

Which of these options is right for you really depends on how much you want to spend on the policy, the type of driving you are doing and the areas you are working in. If you’re unsure as to which is best for you, then please contact your local Coversure office and they’ll be happy to give you some independent help.

Coversure Taxi Insurance

How to Save Money on Your Taxi Insurance Cover?

No matter what type of cabbie you are, whether you’re full-time or part-time, licensed for private or public hire, there’s one thing you’ll want to do: save money on your cover. To help you do just that, here are Coversure’s top five ways to save on taxi cover:

  1. Make sure you have the right protection in place – sounds obvious, but you’d be amazed at how many drivers we’ve seen over the years who’ve been paying for extras such as excess protection when they have great claims records, or any-driver policies when there’s only one person using it. Unnecessary options can cost you, so make sure you know what you are buying
  2. Increase your excess – another one for safe drivers. A higher excess – the amount you pay in the event of claim – can lower your premiums and help you get cheaper taxi insurance. This isn’t recommended for drivers with a poor claims history, though, as it can be a false economy
  3. Switch to taxi fleet insurance – if you have 2 vehicles or more then you could save money and time by taking out a taxi fleet policy. With a taxi fleet policy you can cut admin time, insure any driver for your cabs and save money on your cost per vehicle premiums. If you’d like to know about how taxi fleet insurance could help you, then please contact your local Coversure office
  4. Have named drivers – while any driver policies are convenient, they can also increase your premiums. Named driver policies give insurers the comfort of knowing who will be behind the wheel and this can make the cost of driving cheaper
  5. Use an independent insurance broker – aside from the time it takes to shop around for good deals on cover – time you might not have – an independent broker such as Coversure can access insurer’ policies that aren’t available to the public and can even find cover for hard to insure drivers, such as the young, the elderly or those with poor claims records or those working in hard to cover postcodes

Which Extras are Worth Including?

Accidents happen, and as you’ll be dealing with members of the public on a daily basis there are some specialist extras that are worth considering when getting your taxi insurance quote. The most common ones include;

  • Public liability – given your daily dealings with the public and the fact that you’re driving for a living, public liability insurance makes a lot of sense. It will cover you should you accidentally injure someone or damage their property in the course of your work
  • Motor legal - accidents happen and you can protect yourself with up to £100,000 of motor legal cover including recovery of uninsured losses, personal injury cover and a guaranteed replacement vehicle regardless of fault with a motor legal insurance add-on to your cover
  • Excess protection - If you’re required to pay an excess, such as if you’re hit by an uninsured driver or you’re at fault for an accident, you’ll be covered for the excess costs

Why Choose Coversure? Over 97% Customer Satisfaction Score

With over 90 offices across the UK, great value protection is never too far away. With Coversure you get an award-winning combination of high-quality covers, supplied by some of the UK's largest insurers, and dedicated customer service supplied by a local, independent broker. With privileged access to insurers such as Aviva, Covea, RSA, with Coversure you can get the best from the best at a competitive premium. Little wonder then that over 97%* of our customers are either very satisfied or satisfied with our service.

Like Some More Help?

Coversure's offices have years of experience in providing great value taxi insurance. So why not get in touch with your local Coversure office today. They will be more than happy to assist you with finding the cover you need for an affordable premium.

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