Takeaway Insurance from Coversure

Coversure can offer you a range of fast food restaurant and takeaway insurance policies to cover establishments as varied as:

• Fish and chip shops
• Takeaway food retailers
• Restaurants
• Cafés
• Wine Bars
• Public Houses

Complete Takeaway Protection

Our takeaway and fast food restaurant insurance can protect your business against the following common business risks:

Public Liability Insurance

If your takeaway or restaurant is responsible for injuring a member of the public, a third party (i.e. someone who is not an employee of your business) or for damage or destruction of their property, public liability insurance would cover you for any related costs, such as compensation pay-outs, the cost of repairing damage, or legal expenses incurred in defending the case.

Employers' Liability Insurance

If an employee is injured as a result of, or in the course of their employment, they are entitled to claim compensation from your restaurant or takeaway if it can be proven that you, as their employer, were at fault. Employers' liability covers the cost of the compensation along with any legal fees you might incur if you had to defend the case against you.

Business Interruption Cover

This covers your business against unforeseen risks that could cause your takeaway business to lose money due to a loss of capacity or inability to continue with the business for a period of time.

For example: If a flood damaged critical electrical equipment causing your restaurant to shut down, the insurance would cover income that was lost while the equipment was being replaced or repaired. This figure would also take into account the lower outgoings during the period of interruption.

Goods In Transit Cover

Goods in transit insurance covers goods and property in transit from one place to another. It usually covers transport in a company vehicle, or with a third party delivery or transport service. The method of transport is sometimes specified on the policy. If the goods are lost, stolen, damaged, or late, then you are able to claim for damages or replacement.

Money Cover

This covers business' money whilst in your café or takeaway (in & out of safe) and during transit to and from the bank.

Coversure's Flexible Payment Options

To make getting your takeaway or fast food restaurant insurance cover easier, Coversure can offer you a range of flexible payment methods including cash, cheque, all major credit cards and payment by instalment plans. If you'd like to know more about our flexible payment options for takeaway or fast food restaurant insurance cover, then please contact your local Coversure office by clicking here.