Protecting You While You Protect Others
The security business presents a unique set of risks to both businesses and the people working within it, risks that require specialist security insurance as offered through Coversure. Regardless of whether you're working as a door supervisor, dog handler, guard or if you own a security company, you need to know that when you're looking out for someone else that someone else is looking out for you.
This is where security insurance comes in by providing protection against the range of risks you could come up against in your day-to-day job. Whether it's public liability cover against legal action being brought against you by members of the public owing to accidental injury or loss, or cover in case you lose the keys to a business you are protecting, security insurance can include a range of covers in one easy to manage policy. This may not only mean a lower overall premium, it also means you only have one policy to renew and can cover that's specifically tailored to your needs. To find out more about security insurance or to get your security insurance quote, contact your local Coversure office.
Secure Your Business With Security Insurance Through Coversure
One of the many advantages of getting your security business insurance through Coversure is that it can be moulded to you and your business's needs. You can pick and choose which protections to include in your policy and only pay for the cover you need. Also, as Coversure have over 90 offices across the UK a comprehensive security insurance quote can be offered to you by a friendly and experienced team of advisors that aren't far away. To get your security insurance quote or to find out more about how we can help you, please get in touch with your local Coversure office.
What Can A Security Insurance Policy Cover?
A security policy can keep you safe from many of the risks you could face in your line of business. From policies that provide peace of mind to cover you'll be required to have by law, we can provide you with the protection you need in one convenient and cost-effective policy that can include;
- Public liability – possibly the most important element to include in your security insurance cover, public liability will protect you against potentially business-ending legal costs. If your actions or those of your business mean that members of the public are injured or their possessions damaged and they choose to bring claims against you, public liability will assist with the associated legal costs and potential compensation pay-outs. As your job regularly involves contact with the public, this cover is seen by many in the industry as being a crucial
- Employers' liability – do you run a security company and employ team members? Or employ staff of any kind? If so, you'll need employers' liability cover - it's a legal requirement. Irrespective of whether your staff are full-time, part-time, temporary or contracted, if you employ anyone you'll need this cover. Employers' liability covers you if your employees seek damages against you as they have become ill or injured due to your business's actions or environment. As you'll be required to have this in place, it makes sense to include it in a wider policy and potentially save on your overall premium.
- Dog handlers' liability – if you use a dog for either security guarding, drug or explosives detection, dog handlers' liability cover is there for you. This will protect you from the costs of claims brought against you if your dog causes damage to property or injuries to people. Regardless of how well they are trained, animals can make mistakes and you won't want this to lead you to incur large costs that could potentially close your business.
- Cash carrying liability – do you need to carry money in your job? If you own a cash collection company that is responsible for collecting and transporting large volumes of money from your customers to the bank, then you'll want thiscover. This will protect you from threats that can arise when you are taking money to and from banks, money that is stored on your premises and even personal assault cover if you are unable to work due to an attack.
- Wrongful arrest cover – if you work as a door supervisor or guard then this cover could be good for you. Wrongful arrest cover defends you against legal fees and costs if your actions or testimony leads to somebody bringing claims against you for wrongful arrest. When tempers fray after one too many drinks, this policy could protect your finances and your reputation.
- Loss of keys cover – if you're entrusted with the keys to the place you're protecting, loss of keys cover gives you peace of mind whilst you work. If you lose your keys this cover will assist with the costs of replacing them. It will even provide coverif your keys are stolen and then the premises burgled.
- Professional indemnity cover – as someone that provides a service and who can also be required to advise on best security practice, you'll want professional indemnity cover. This will protect you against clients suing you over your service or advice as a security professional.