Property Renovation
Insurance

Independent service from your local insurance specialists

Need a renovation insurance quote? Let the independent specialists at your local Coversure office compare their markets to find you quality home renovation insurance protection. Your local Coversure office can tailor protection to your property's needs, so start your quote today.

Property Renovation
Insurance

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What Is Home Renovation Insurance?

Home renovation insurance, or property renovation insurance as it’s also known, protects your property while you have building work done. This flexible policy can cover a range of work and risks, including:

Adding an extension
Refitting a kitchen or bathroom
Doing a loft conversion
If someone is injured on site
Subsidence
Work on owned and let properties

Why Get Home Renovation Insurance Through Coversure?

When you get property renovation insurance through your local Coversure office, you can enjoy the following services and policy options:

Independent advice from a broker you can trust
Flexible policies whereby you only pay for the months that you require cover and no more
Annual policies – saving you from having to source another insurance policy after the renovation work is complete
Buildings and contents cover
Various levels of cover, from fire cover to a fully comprehensive home renovation insurance policy that includes flood, theft, and malicious damage
Cover for residential homes and properties pending letting

Who Needs Property Renovation Insurance?

Thanks to our extensive network of insurer relationships, your local Coversure office can provide cover to property owners who are:

Rebuilding a property
Adding an extension to their home
Converting a property to flats and vice versa
Building a new home
Carrying out significant internal changes – a new bathroom, kitchen, conservatory, etc.

If you have a project planned and want to protect yourself against the risks of property renovation, contact your local Coversure. They will be able to give you the benefit of their independent advice and offer you a renovation insurance quote.

What can Property Renovation Insurance cover?

Home renovation insurance can protect you and your property from inception to completion. It offers a package of protection that allows you to cover multiple risks on a single policy, risks such as:

Damage to your building from threats such as fire and flooding
Damage to or loss of contents
Subsidence or a landslip caused by your works
Damage to neighbouring properties caused by the renovations on your property
Theft of building materials, tools, and equipment from the site
Theft or damage of your possessions
Public and employers’ liability insurance in case of injury or damage to people during the works
Legal cover should you run into a dispute with the people completing the work.

How Much Does Renovation Insurance Cost?

The cost of a home renovation insurance policy depends on several things, such as:

The value of the property being worked on
The rebuild value of the property
The extent of the renovation work
Where your property is
How long will the work take
Whether your home will be left empty while the work is done

The best way to find out how much protection you need is to contact your local Coversure. They’ll be able to advise you as to what you need and create a package of Property Renovation cover for you.

Property Renovation Insurance FAQ

Property renovation insurance can be a complex area of cover, so to help you get the protection you need, here are the answers to some frequently asked questions:

Generally speaking, no, a standard home insurance policy will only cover minor works such as redecorating and other DIY jobs. It’s worth checking with your home insurance provider, as policies differ though

Your insurer will want to know you are having work done and will probably ask you:

The extent of the work
The cost of the work
How long will the job take
Who is doing the work, and whether they have public liability insurance in place
Whether the property will be left empty while the work is done

Your local Coversure office will be happy to give you the benefit of their advice and a home renovation insurance quote

It will depend on the scale of the work you are undertaking and your qualifications – if you’re a builder by trade, that’s fine. If in doubt, contact Coversure, and they’ll be happy to give you the benefit of their advice

You will need one policy per property

Need a Property Renovation Insurance quote?

If you’d like a Property Renovation Insurance quote from Coversure, please contact your local Coversure office or start your quote here. Our independent brokers will search their markets to find you the right policy at the right price to keep your business protected.

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* Policy information is correct at the time of writing. Policy details, limits, and exclusions are subject to insurer’ changes. When taking out a policy, your local Coversure office will be able to advise you of the specifics of your cover.

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Property Renovation
Insurance

Independent service from your local insurance specialists

Property Renovation
Insurance

Average Customer Rating:

Independent service rating based on 1156 reviews

What Is Home Renovation Insurance?

Why Get Home Renovation Insurance Through Coversure?

Who Needs Property Renovation Insurance?

What can Property Renovation Insurance cover?

How Much Does Renovation Insurance Cost?

Property Renovation Insurance FAQ

Need a Property Renovation Insurance quote?

Empty Property

Home

Landlord

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