Looking for competitive motor trade insurance that doesn’t compromise on the quality of cover? Then talk to your local Coversure office today. Since 1986 we’ve been helping all sorts of vehicle dealing professionals get the high-quality protection they need for a competitive premium. Thanks to our extensive network of insurer relationships, we can tailor our cover around your needs. So, whether you are full-time, part-time, trade from home or a dealership, work in sales or repairs, we can help you get the motor trade cover that’s right for you.
To see how much Coversure can save you on high-quality motortrade insurance, just complete this short form and we will get back to you as soon as possible:
This may sound like a silly question, but motor trade cover can offer benefits to more than just those who buy and sell cars. It can, in fact, be taken out by anyone who runs a business involving vehicles. So, if your business delivers vehicles, repairs vehicles, valets them or operates a breakdown and recovery service, then you too can get the protection you need with a road risk motor trade policy from Coversure.
From an insurer’ point of view when a business takes a customer’s vehicle, they are taking it into their ‘care, custody and control’. This typically means that while its in your business’s possession you are liable for it and so need specialist protection. If you need to take it on the road – to check a repair, take a customer on a test drive or get it back from an auction or seller’s property – then you will need a road risk option too.
What’s included in a policy is very much up to you. At Coversure we appreciate the fact that no two businesses are the same and that cover that’s right for one, may not be right for another. That’s why we like to take the time to talk to you to so we can understand your exact needs before building a policy that protects what matters to you. A typical motor trade policy can give you protection for:
Coversure’s cover also gives you:
And when it comes to motor dealers we can offer:
And for motor service industry workers we can offer:
Coversure can offer cover to a wide range of professionals and so long as you have 2 years’ no-claims (either private or motor trade) then we can help:
As we say, no two businesses are alike and that’s why we also offer a range of optional extras that are tailored to the needs of trading businesses. These include:
This is a complex area of insurance, so to try and help you get the cover you need here are a few answers to our frequently asked questions. Of course, the best way to find the answers to your questions is by speaking to one of the Coversure team.
Who Can Get a Motor Trade Insurance Policy?
While our cover is firmly aimed at small, independent traders, anyone who operates within any aspect of the motor trade industry - such as dealers and mechanics - can get great cover from Coversure.
Is Motor Trade Insurance a Legal Requirement?
Yes. If you run a motor trade business – either from home or from premises – then you are legally required to have cover. Whether you’re running the business on a full or part-time basis, you must have at least third-party insurance in place.
Do You Have to be a Full-Time Trader?
No, you can work part-time or even on a casual, intermittent basis. So long as you can demonstrate that you are a trader - by showing sales receipts or other proof of trading – then you can qualify for a policy.
Can I Get a Policy to Cover Multiple Privately-Owned Cars?
No, this is only for those who are actively engaged in the buying, selling, maintaining or moving of vehicles
Are there Exclusions on what can be Covered?
Some vehicles are excluded from trade policies - in particular certain high-performance cars and motorcycles can be an issue. To find out more about the policy exclusions, please contact your local Coversure office and they will be only too happy to help.
With over 90 offices across the UK, great value protection is never too far away. With Coversure you get an award-winning combination of high-quality covers, supplied by some of the UK's largest insurers, and dedicated customer service supplied by a local, independent broker. With privileged access to insurers such as Aviva, Covea, RSA, with Coversure you can get the best from the best at a competitive premium. Little wonder then that over 97%* of our customers are either very satisfied or satisfied with our service.
Coversure's offices have years of experience in providing great value insurance. So why not get in touch with your local Coversure office today. They will be more than happy to assist you with finding the cover you need for an affordable premium.