What Is Employers' Liability Insurance?
Employers’ liability insurance – EL insurance as it’s also known – protects businesses from compensation claims from their employees should they be sued by staff for loss or injury at work. If you have any employees, be they full-time, part-time, or contracted, then having EL cover is a legal requirement.
The health and safety of your employees are essential, and you are legally required to uphold that responsibility from incidents such as:
- Someone having an accident at work
- A member of staff developing a medical condition owing to their job
- One of your team having their property damaged while at work
If you’d like some advice on getting the employers’ liability cover that’s right for your business, please get in touch with your local Coversure office. They’ll be happy to give you the help you need to keep your business and employees safe.