Coversure Insurance Services
Plant Operators' Liability Insurance Coversure Ilkeston

Plant Operators'
Liability

Plant Operators' Liability Insurance from Coversure IlkestonCPA Ilkeston

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Plant Operators' Liability Insurance

Liability cover is one of the more complex insurance areas and there are few more complex than that required by operators. At Coversure Ilkeston we can offer you tailormade liability protection that can give you:

  • Public liability cover – this will insure you should you accidentally cause personal injury or even death while working on site. It also demonstrates to prospective employers' and co-workers that you have their safety and convenience in mind
  • All-risks cover – all-risks insurance covers physical loss or damage to the works and site materials and can save you from hefty bills following an on-site incident
  • Plant and machinery cover – which provides protection for your own and hired-in plant along with ongoing hiring charges for any hired-in machinery
  • Contract works cover – this gives you off-site storage cover for stock and materials
  • JCT 21.2.1, 6.5 and associated coverage – this protects an employer against expense, liability, loss, claim or proceedings which he may sustain by reason of injury or damage to any property caused by collapse, subsidence, heave, vibration, weakening or removal of support or lowering of ground water arising out of or in the course of or by reason of the carrying out of building works undertaken on his behalf

Plant Operators' Liability Insurance – What You Need To Know

Due to the type of work involved and the various units plant operators use, it is vital that your contractors' liability insurance is fit for purpose and protects you from a range of eventualities. For example, it is important to ensure that your occupation is shown on the policy documents and that they clearly state the policyholder's primary occupation, be that as a plant operator, heavy plant operator, builder or a ground worker. Many insurance companies will show multiple occupations on the schedule to ensure the appropriate occupation is shown.

It's also essential that any endorsements are checked thoroughly and cross-checked with the policy wording. It is here where the insurance company will confirm items such as third-party working risks, where insurers accept liability arising out of the use of plant and machinery, depth and height limits for the selected trades, and details concerning restrictions of high risk operations.

Coversure Ilkeston Plant Liability Quote

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