Liability cover is one of the more complex insurance areas and there are few more complex than that required by operators. At Coversure Ilkeston we can offer you tailormade liability protection that can give you:
Due to the type of work involved and the various units plant operators use, it is vital that your contractors' liability insurance is fit for purpose and protects you from a range of eventualities. For example, it is important to ensure that your occupation is shown on the policy documents and that they clearly state the policyholder's primary occupation, be that as a plant operator, heavy plant operator, builder or a ground worker. Many insurance companies will show multiple occupations on the schedule to ensure the appropriate occupation is shown.
It's also essential that any endorsements are checked thoroughly and cross-checked with the policy wording. It is here where the insurance company will confirm items such as third-party working risks, where insurers accept liability arising out of the use of plant and machinery, depth and height limits for the selected trades, and details concerning restrictions of high risk operations.