If you are in the Antiques and or Art business, do you know that most standard Retail Insurance policies don’t provide you with the cover you need?
When considering insurance cover for your Antiques and Arts business, it is important to realise that not all policies are alike. For instance, most standard retailers’ policies don’t offer cover for many of the trade specific activities that you carry out on a daily basis. For example, many policies exclude cover for goods damaged whilst being cleaned, restored or valued and in fact, whilst conducting any trade process.
Coversure’s specialist insurance for the Antique and Arts sector, underwritten by Aviva Insurance, is a bespoke policy specifically designed to cover goods damaged on a full accidental damage and loss basis.
A common risk that is inherent within this trade sector is defective title. Our policy can provide a financial indemnity, covering you in the event that you purchase an item from a seller and later discover that they were not the rightful owner. Cover can also be provided to protect you from financial loss if in the course of your everyday business, you accept payment from a forged or stolen cheque, or credit card.
Our insurance takes into consideration the unique nature of the Antique and Arts sector by encompassing a wide number of different skills and trades as follows:
- Antique Dealers
- Antique Furniture
- Antique Furniture Repairers/ Restorers
- Antique/Rare Books Dealers
- Art Dealers
- Art Galleries
- Art Restoration
- Art Valuation
- Auction Houses
Policy highlights include cover for your stock and customers goods on an all risks basis. Stock and customer goods are not only covered on your business premises but whilst at Auctions, Trade Fairs, at your own residence or even at repairers and restorer’s premises. In fact, anywhere in the world if required and it also includes the transit cover.
Whether you have trade premises, rent space, or trade from home our policy has been designed with you in mind.
Our expert Insurance advisors are always on hand to provide professional advice and to help you find the correct cover for your business at the right price.