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News: Property Owners

Underinsurance: Do You Have Adequate Property Insurance Cover?

Underinsurance:  Do You Have Adequate Property Insurance Cover?

Being underinsured can cause real problems in the event of an insurance claim. When you are underinsured, a clause called an ‘average’ applies to most property insurance policies. It combats underinsurance by ensuring everyone should pay the correct amount for the correct level of insurance cover they require. In simple terms, it is a percentage and therefore if you only insure for 50% of the required insurance only 50% of the claim will be payable after the policy excess being deducted. This means you could end up not receiving a full settlement and could be left severely out of pocket.

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A Landlord's Guide To Protecting Your Property

A Landlord's Guide To Protecting Your Property

As a landlord, you obviously want to protect your property investment, which is why you’ll need to take out high quality landlord insurance cover. Landlord insurance is a fantastic safety net that will help protect you and your rental property should the worst come to the worst.

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