High Value Home Insurance
For the clients whose Buildings and Contents value in are in excess of the “standard” value Coversure are able to offer insurance solutions under specially developed Mid and High Net Worth insurance policies.
The policies offer a very high level of protection coupled with an experienced and efficient claims service. In fact with Chubb Insurance, for example, many claims are settled within 48 hours.
So whether you have a period property, town house, penthouse flat or mansion and whether the contents includes fine arts, antiques, jewellery and ‘treasured’ items, we can offer a policy to suit.
Our extensive product range can include the following benefits:
- Insurer arranged appraisal service to make sure you are fully covered
- Worldwide cover for your household contents and valuables
- Cover for accidental damage as standard
- Pre-agreed value on items so no quibble settlement of claims
- Fine art and antiques
- Working from home business equipment
- Students possessions whilst away at university
- Guest effects
- Garden cover for plants, trees and ornaments
- Extended periods of unoccupancy before clauses apply
- Lifestyle protections such as identity fraud, car jacking, road and air rage and stalking
- Trace and access of leaks
- Home emergency cover
- Legal protection
- Cover can be included for additional properties, holiday homes, motor boats and yachts
- Annual travel cover for the whole family, roadside assistance and pet cover can be included
We arrange cover with major insurers including Chubb Insurance, Zurich Private Clients, Sterling Insurance, Home and Legacy, Aviva Distinct, NIG Elite and Oak Underwriting.
In addition to owning a high value home, you may also be the owner of Luxury or Performance Cars, Motorcycles and Classic Cars. If you are, vehicles can be included within a ‘Portfolio Policy’ at highly competitive premiums. Please ask for details.