Liability Insurance
Don’t leave yourself or your business exposed
Employer’s Liability
If you’re an employer, you’ll know that you are required by law to have employer’s liability insurance to protect both you and your staff. But have you reviewed your level of cover recently? If you’ve taken on more employees or reduced your workforce, your insurance requirements will have changed and you need to adjust your policy. Talk to Coversure so that we can advise you on the correct level of cover. Although £5million of cover is required by law, most policies will cover up to £10 million of liability.
Public Liability
Although not required by law, we strongly recommend that all businesses consider taking out public liability insurance. This covers your legal liability if you injure a third party or damage their property in the course of your work, for example, if a plumber accidentally damages a customer’s kitchen when installing a new sink. Policies offer indemnity limits of £1 million, £2million and £5 million, with higher limits available if required. Coversure will advise you which limit is most suitable for your needs.
Please contact us for a quote or to discuss any specialist liability insurances that you may require. We’d also be delighted to quote for any other commercial insurance needs that you may have, such as property owners, fleet or commercial insurance.