Commercial Insurance
Comprehensive cover for your retail business
If you run a restaurant, shop, cafe, takeaway or similar business, you probably deal with at least two insurance companies for your various policies. Come to Coversure and we will advise on the most appropriate commercial cover for your needs. And with just one point of contact, we will save you time, hassle and cash on your commercial insurance.
Commercial package insurance
This type of policy includes a number of different elements to cover your business’s physical and intangible risks. A package policy is designed to suit a standard business type. It is bought ‘off the peg’ and elements cannot be changed, added or removed.
Commercial combined insurance
Combined cover is more flexible than a package policy. If your business has non-standard insurance needs, it enables you to select the exact elements that you require. As well as insuring any unusual needs, you can avoid the cost of insuring risks to which your particular business is not exposed.
The types of cover that are available within package and combined policies include:
- Buildings and contents insurance
- Stock cover, including food & alcohol
- Public liability insurance
- Employer’s liability insurance (required by law)
- Electronic business equipment, e.g. cash register, PDQ machine
- Glass cover
- Loss of licence cover
- Goods in transit insurance
- Tenants’ improvements
- Money
- Work-away extension to include collection & delivery of goods
- Legal protection
- Business interruption insurance to protect against loss of earnings.
Contact us today to discuss your commercial insurance requirements or to request a quote. At the same time, why not ask us to quote for insuring your personal car or home? We could save you money on your existing policies.