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Unoccupied Property Insurance
Most insurance companies do not like properties that are to be unoccupied for more than 14 days, especially if they have not been previously insuring the property. At Coversure however, we have several insurers who specialise in this type of insurance.
There may be many reasons why your property will be unoccupied from the inception of the policy.
- Renovations excluding structural works
- Renovations including structural works
- Pending let
- Pending sale
- Inherited
Whatever the reason we are here to help!
How expensive is unoccupied property insurance?
Unoccupied property insurance may be a little more expensive then usual however how much more depends on various factors such as why it’s unoccupied, how long it will be unoccupied for and the nature of the works being carried out.
Can you offer short period unoccupied property owners insurance?
Yes we can offer monthly, quarterly, 6 monthly and annual policies. Depending on the estimated duration of un-occupancy we will recommend the most cost effective option for you.
Does the cover vary from normal property insurance?
Yes the cover is usually restricted to Fire, Lightning, Earthquake and Explosion (FLEE) cover. You will also receive cover for property owners liability.
If you are looking for more extensive cover please contact us to discuss as we maybe able to add malicious damage or theft.
