Office Insurance Quote?
Talk to the Office Insurance Specialists – As an independent insurance broker trust Coversure Insurance Services in Leyton, London to obtain the best quote for you
Our Specialist Office Insurance scheme can provided competitive quotes for;
Coversure Insurance Leyton London - Office Insurance Top 3 Money Saving Tip’s
Office Insurance FAQ’s
Is the landlord responsible my office buildings insurance?
We highly recommend that you check the terms of your lease or tenancy agreement to establish who is responsible for the arrangement of the office buildings insurance.
If your lease/tenancy agreement stipulates that it is your responsibility to arrange and maintain the office buildings insurance we can include this under your office insurance and note the interest of the landlord and/or their agents.
If your lease/tenancy agreement stipulates that it is your landlord’s responsibility to arrange and maintain the buildings insurance we recommend that you seek the landlords permission to obtain alternative building insurance quotes. Unfortunately, some landlords and their agents become complacent and expect their tenant to pay uncompetitive buildings insurance premiums. We can assist you in obtaining competitive landlords buildings insurance as well as competitive office insurance.
How frequently must I test my office appliances?
Electrical equipment malfunction and the outbreak of fire is always a real risk within a modern office. By law, appliances must be checked and tested periodically by law. Failure to comply with such regulations may invalidate your office insurance policy. If you need further information please do not hesitate to contact our office insurance quote team or visit; www.hse.gov.uk/electricity/maintenance/safety.htm
Who is responsible for insuring my office block?
Arranging office insurance for your company’s office block is more complex than arranging standard office insurance. The company may own, or be responsible for, boundary walls, fences, gates and car parks.
The office block may be shared between several other businesses. When evaluating the required sums insured consideration is required for the costs of re-instating underground service pipes and Internet cables. Further consideration is required for architects, surveyors and legal fees necessarily incurred in the re-instatement or repair of the premises.
I work in a shared office, do I need to declare this to my insurer?
It is very important to inform your office insurers if you operate from shared premises. Your office insurance provider will need to know if your proportion of the office is self-contained and the business activities of the other tenants.
We have a number of office insurance products that would suit your shared office insurance requirements. Call our team for a competitive office insurance quote.
What precaution is required for smoking and fire risk?
Offices are required by law to ban smoking within the building, however, the risks posed by smoking outside should be considered. Precautions to prevent fire such as the provision of sand buckets for extinguishing cigarettes.
If you need further information please do not hesitate to contact our office insurance quote team.