It is very surprising how many businesses might benefit from Fleet Insurance
Some insurance companies will offer fleet cover for as few as three vehicles.
The list of business types that might qualify for this is endless. One usually thinks about large truck fleets, Bus and coach firms or perhaps hire companies with huge yards packed with vehicles. The truth is, though, that loads of other businesses might also qualify as running fleets. Here are some examples;
• Small manufacturers
• Companies with sales teams on the road
• Maintenance companies
• Gardeners and builders
• Small professional firms like lawyers, accountants estate agents or financial advisers
The reason this is worth thinking about is that fleet insurance could save you money compared to the cost of a series of individual policies and it could also save you a lot of time.
It can be difficult to get good fleet insurance on-line because (particularly for big cases) the underwriters tend to want to look at the vehicles, drivers, and track record of the risk. Because of this, the best bet is probably to ask an insurance broker to try to place it for you.
The right broker will have a lot of experience in placing business like this and will know exactly which underwriters will offer the best price and the best cover for your particular fleet. Lots of brokers spend a great deal of time talking to insurers and building relationships so that they build up a trust. That way, when a broker presents your fleet for a quote, he is presenting it on the back of a strong relationship and track record.
