Caravan on Tour
For girls who go plump in the night is the rather strange title of an album by 1970’s rock band Caravan, which is not the kind of thing you would expect an insurance man to know, even if he does actually own one, (a caravan I mean!) An insurance man in a caravan is probably not that unusual but an insurance man in a caravan listening to Caravan? Surely not!
I’m not sure what got me thinking about this subject, I think it was looking back at some photographs of last years Glastonbury festival and noticing, in one guise or another, just how many caravans were there. Obviously as an insurance man I was thinking about their insurance cover and whether or not the underwriters were actually aware just what they were being used for.
If memory serves me correctly there were caravans being lived in, housing first aid helpers, acting as tea shops (and I don’t mean mobile catering units, I mean caravans, proper ones with curtains) used as rest homes for tired musicians and even as the home of paid for showers.
Over in the camping fields there were caravans sheltering security staff from the rain, acting as the temporary weekend home for ageing rockers (some may have even been fellow caravan fans who knows?) and as the meeting point for lost festival goers.
Some of the bands use caravans too of course. Great big ones with one extra wheel at the front for steering the things for a start. They use them for changing in, partying in and, well all of the other things that bands do although I’ not certain that Caravan ever used on that’s too good to be true isn’t it? Caravan in a caravan listening to their debut album (yes that’s right called “Caravan”). Perhaps they even went along with their friends in a convoy – a caravan of caravans including a caravan with Caravan in it listening to caravan!
Anyway as I said, I started thinking about whether or not they had the correct insurance cover and lets face it, they probably didn’t did they? If you’re thinking about taking your caravan along to a festival this year it’s worth thinking about proper insurance. A caravan can get damaged by careless fellow festival goers, slide off of its own accord in the mud, they can get flooded inside, catch fire, get blown away and, well, almost anything can happen. Luckily you can insure your caravan against most things – even collisions with uninsured caravans being used as tea shops!
Nick Hollands is a Director of Coversure Insurance Services Ltd